Buy a home together, with people who fit.
Most people can't buy in Luxembourg alone. Zemmer matches buyers into groups that can, checked for finances and for how they want to live, and hands the ready group to the selling agency.
Three-bedroom apartment
Bertrange
960 000 €
- Léa40% share384 000 €
- Marc35% share336 000 €
- Sofia25% share240 000 €
Group compatibility
86/100
- Finances
- 91
- Lifestyle
- 80
From application to keys
Zemmer coordinates every step until your group is ready to sign with the agency.
- 1
Build your buyer profile
Tell us your budget, savings and mortgage situation, and how you want to live. It takes about ten minutes.
- 2
Apply for a share
Pick the properties you like and the share that fits your budget. Apply alone or with people you already know.
- 3
Get scored against other applicants
We first check whether a group can afford the property together, then how well its members would live and own together.
- 4
Agree on the co-ownership terms
Your group negotiates the co-ownership agreement clause by clause on Zemmer, ready for the notary.
- 5
Hand over to the agency
Zemmer passes the qualified group to the selling agent, who completes the sale. Our fee is due only when the deal goes through.
For buyers
Own instead of rent, without carrying a whole mortgage alone.
- Buy a share sized to what you can borrow
- Co-owners checked for finances and lifestyle
- A written co-ownership agreement before you sign
- No subscription: Zemmer is paid only when a deal closes
For agencies
Reach the buyers who can only afford your property together.
- Sell to groups, not only to single buyers
- Receive groups whose finances are already checked
- One file per group, with the agreed co-ownership terms
- Zemmer coordinates the group until it is ready to sign
See which homes you could own with others
Browse the properties open for co-buying and compare share prices.